See building risks before they become claims.
Understand the property and its surroundings, from fire and water to storm and subsidence.
Make risk visible.
Mitigate with confidence.
Portfolios change. Risk follows.
Property owners, insurers and real estate managers need reliable insight into building risk.
But portfolios are often incomplete, outdated or inconsistent.
Risks can come from the building itself:
- Solar panels
- Roof type
- Flat roofs
- Extensions or additional buildings
- Building size changes
Or from the surroundings:
- Nearby trees
- Water proximity
- Forest or wildfire exposure
- Storm impact
- Subsidence indicators
If this information is incomplete, it can lead to:
- Higher claims
- Underinsurance
- Disputes after damage
- Poor portfolio decisions
- Hidden maintenance risks
From property data to risk insight.
Terramira gives insurers and property owners a clearer view of buildings and their surroundings.
Not just what is insured.
But what risk factors are present.
Map buildings. Add context. Reveal risk.
We combine building detection, object data and surrounding risk indicators.
We help verify what buildings and objects are actually present.
Such as roof type, flat roofs, solar panels and extensions.
Including trees, water, vegetation, forest proximity and storm exposure.
For fire, water damage, storm damage and subsidence where relevant.
As datasets, API output or portfolio-level reporting.
Healthier portfolios. Lower risk.
Stronger pricing insight
Use objective data to support risk-based assessment.
Better maintenance decisions
Prioritize properties with higher environmental or structural risk.
Higher portfolio value
Mitigate risks that affect asset performance and long-term value.
For property and insurance risk
Insurers
Improve portfolio quality and reduce claim exposure.
Real estate companies
Understand risks across property portfolios.
Housing associations
Prioritize maintenance and climate adaptation.
Asset owners
Protect value and reduce operational risk.
Frequently Asked Questions
Building risk intelligence combines property data with surrounding environmental factors to identify risks such as fire, water damage, storm damage and subsidence.
By comparing insured objects with up-to-date building and geospatial data.
Examples include solar panels, roof types, flat roofs, extensions, nearby trees and proximity to water or vegetation.
Yes. Objective risk indicators can support better portfolio assessment and risk-based pricing.
No. It is also relevant for property owners, housing associations and real estate asset managers.
Understand your portfolio. Reduce surprises.

Erik Brunekreef
Business Development
